Unpaid Bills and Bankruptcy
At their initial consultation, many clients share with me that they are staying current on their bills, but the balances (especially on credit cards and unsecured loans) have been steadily climbing for months, or even years.
This is very problematic. As you shovel money from your monthly budget out to these creditors, it strangles your ability to:
Invest for retirement and your family’s future
Provide meaningful experiences right here and now
Enjoy your life, as you stress about your financial situation
Participate in all of your relationships freely as you would like
Focus on hobbies and interests that provide you joy
You owe it to yourself, and very possibly to others around you, to at the very least have a free consultation with me if you are experiencing any of the above factors. A Chapter 7 fresh start bankruptcy, or a Chapter 13 reorganization could be your first step on the road back to financial fitness.