{"id":1710,"date":"2022-10-09T05:20:00","date_gmt":"2022-10-09T05:20:00","guid":{"rendered":"https:\/\/www.clevelandsbankruptcyattorney.com\/?p=1710"},"modified":"2022-12-11T10:02:15","modified_gmt":"2022-12-11T10:02:15","slug":"how-to-file-chapter-7-no-money","status":"publish","type":"post","link":"https:\/\/www.clevelandsbankruptcyattorney.com\/how-to-file-chapter-7-no-money\/","title":{"rendered":"Filing for a Chapter 7 Bankruptcy with No Money"},"content":{"rendered":"\n<p>Are you deciding whether or not to hire a lawyer for filing a bankruptcy in Cleveland? Want to file a chapter 7 with no money? Filing for bankruptcy for free isn&#8217;t always a straight-forward process, but there are several options if you want to file on your own or file for free, depending on your financial situations. Let&#8217;s explore these options.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to File for Bankruptcy with No Money<\/h2>\n\n\n\n<p>Depending on the complexity of your bankruptcy case, you may choose to file for a bankruptcy without an attorney. However, even with a slightly complicated case, consider hiring a <a href=\"https:\/\/www.clevelandsbankruptcyattorney.com\/about\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cleveland bankruptcy lawyer<\/a> to save you time and hardship.<\/p>\n\n\n\n<p>People who might want to consider filing without a bankruptcy attorney:<\/p>\n\n\n\n<ul>\n<li>Your income sets you below the <a href=\"https:\/\/www.justice.gov\/ust\/eo\/bapcpa\/20220401\/bci_data\/median_income_table.htm\" target=\"_blank\" rel=\"noreferrer noopener\">median income for Ohio<\/a><\/li>\n\n\n\n<li>You own no property<\/li>\n\n\n\n<li>Most of your debt is <a href=\"https:\/\/www.clevelandsbankruptcyattorney.com\/chapter-7-bankruptcy\/#t-1600104832476\" target=\"_blank\" rel=\"noreferrer noopener\">dischargeable<\/a><\/li>\n\n\n\n<li>Your case isn&#8217;t likely to be flagged for fraud<\/li>\n<\/ul>\n\n\n\n<p>This last consideration is perhaps the most tricky. Fraud in bankruptcy involves hiding or concealing assets to try to protect them from being taken. This includes <a href=\"https:\/\/www.clevelandsbankruptcyattorney.com\/moving-assets-before-bankruptcy\/\" target=\"_blank\" rel=\"noreferrer noopener\">moving assets before bankruptcy<\/a> as well as intentionally falsifying or hiding information, including incomplete forms. This is perhaps one of the best reasons to <a href=\"https:\/\/www.clevelandsbankruptcyattorney.com\/free-consultation\/\" target=\"_blank\" rel=\"noreferrer noopener\">hire a bankruptcy attorney<\/a>, you get the benefit of their insight into the process and whether or not your case is likely to flagged for fraud.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Filing Bankruptcy for Free in Cleveland<\/h2>\n\n\n\n<p>If you choose the go-it-alone approach to filing for bankruptcy, your best bet is to contact the <a href=\"https:\/\/www.ohnb.uscourts.gov\" target=\"_blank\" rel=\"noreferrer noopener\">Cleveland bankruptcy court<\/a> to explore your options. The Cleveland bankruptcy court also provides a step-by-step process of <a href=\"https:\/\/www.ohnb.uscourts.gov\/filing-without-attorney\" target=\"_blank\" rel=\"noreferrer noopener\">how to file without an attorney<\/a> online.  Information is provides in both video and text format, including the federal poverty guidelines, filing guidelines and even form instructions to help you complete your bankruptcy paperwork. <\/p>\n\n\n\n<p>You may also be able to file bankruptcy for free in Ohio by filing through free legal aid clinics like the <a href=\"https:\/\/www.acluohio.org\/en\/about\/need-legal-help\" target=\"_blank\" rel=\"noreferrer noopener\">Ohio ACLU<\/a> or services like <a href=\"https:\/\/www.ohiolegalhelp.org\/topic\/bankruptcy\" target=\"_blank\" rel=\"noreferrer noopener\">Upsolve<\/a>. You can also reach out to the <a href=\"https:\/\/lasclev.org\/contact\/\" target=\"_blank\" rel=\"noreferrer noopener\">Legal Aid Society of Cleveland<\/a> to see if you qualify for free bankruptcy filing services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Free Bankruptcy Consultation in Cleveland<\/h2>\n\n\n\n<p>Would you rather avoid the hassle and just find out from a license attorney whether or not you qualify for a free bankruptcy? I&#8217;m available 24\/7 for consultation and I&#8217;m just a phone call away. Dial <a href=\"tel:216-526-0309\">216-526-0309<\/a> and discuss your bankruptcy options for free with a no-obligation consultation. Or, if you prefer, you can <a href=\"https:\/\/www.clevelandsbankruptcyattorney.com\/free-consultation\/\">request a callback<\/a> for a free consultation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you deciding whether or not to hire a lawyer for filing a bankruptcy in Cleveland? Want to file a chapter 7 with no money? Filing for bankruptcy for free isn&#8217;t always a straight-forward process, but there are several options if you want to file on your own or file for free, depending on your [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,48],"tags":[],"_links":{"self":[{"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/posts\/1710"}],"collection":[{"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/comments?post=1710"}],"version-history":[{"count":4,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/posts\/1710\/revisions"}],"predecessor-version":[{"id":1806,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/posts\/1710\/revisions\/1806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/media\/1722"}],"wp:attachment":[{"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/media?parent=1710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/categories?post=1710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.clevelandsbankruptcyattorney.com\/wp-json\/wp\/v2\/tags?post=1710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}